Many of you, readers of this blog and more than 200.000 users of iBear Money application, wonder how the app is going to look like in the future. And this is a good question for the beginning of another year. I am going to discuss now the future of Money in a short run, i.e. the upcoming release of Money 4.0. By the way, make sure to follow me on twitter for quick messages and questions and answers.

A little summary for the start: Money app has been released 34 times so far; apart from that it has more than 200.000 users, it has become one of the most popular financial apps in iTunes; on December 29, 2009 we were in top 1 Finance in over 20 countries. iBear Money has been available on the App Store for more than 1 year.
Money 4.0 is going to be released in January. Many of you have asked for a lot of changes so far, and we have tried to implement as many changes as possible. Well, with 200.000 users it is all controversial because different people desire opposite things, but we’ve tried to find the best solutions.
Here is what you are going to have with Money 4.0 in January:
1. Significantly improved design. Now I believe that we’ve made an application that perfectly matches the best Apple’e idea of combining elegant design and high productivity. I personally think that it is a lot more pleasant to use elegant things, and there is no other financial app on the App Store that looks like Money 4.0, which now conveys an idea of gold, high speed, interactive technologies and 3D looking icons. Also because of the new design, the user interface has become much more intuitive.

2. Desktop Client for iBear Money. The client is yet very basic, and is meant to add data to the application easier. For example, you may want to type in your computer information about your transactions, and then sync it with the app because it is easier to use your computer’s keyboard instead of the iPhone keyboard. Starting from now, we will be developing Money Desktop and add other features to it. You may note that the Desktop client will be distributed free from our website.
3. Launch speed and overall performance speed have increased. Now the app works even quicker with a lot of data.
4. Help materials in a form of a Help Center. The app is highly functional, and although we explain many things in the app (or well, many of them are self-explanatory), help materials are important. This time we have installed a special system Help Center, which is available from the app, but connects to an online resource, and this will keep information up-to-date and will help to quickly address frequently asked questions when necessary and make the usage even more user-oriented. I believe that it will help many people to say: “Oh, this is so easy to use.”

5. iDisk integration: we’ve added a feature of syncing the app’s data with an Apple’s service MobileMe iDisk. This service helps to store information online, and to have access to it from any computer or iPhone connected to the Internet. Specifically it means that you can backup your profiles from Money to iDisk, and restore your data or load it to another device anywhere where you have Internet. Of course, you need to be a user of Apple’s iDisk service for this.
6. Calendar feature: we’ve added a ‘Calendar view’ to the app, from where you can see your Transactions arranged as a Calendar. For doing so, you will need to rotate the device from Transactions screen, and the screen will magically flip and show you the Calendar. I like this feature.

7. Transactions and Budget: rearranged to be simpler and .. more beautiful. We’ve installed intuitively desired bars, which indicate how you’ve progressed with all the budget categories. Moreover, there is a big bar that relates to the entire budget. People who make budgets will love how it works now. Besides, each big category in the Budget now has a drop-down menu, and shows a chart about this particular category.

8. Minor changes, which improve usability: those are related to almost anything. Upper bars, budget periodicity, filters, login screen, icons, etc.

9. Last, but not least: 17 languages installed in the app, and a professional translator native to the targeted language translates for each language.
And here is a secret: we have already planned and are working on something that no other financial app has functionally; simultaneously fun and useful features, and I believe that this will be a surprise that many people will appreciate. But this is a secret surprise, and you will know later.
Well, I can share what I feel: Money 4.0 is a Gold version of a personal finance management application. It is not just another regular step forward, but it is a breakthrough among other financial apps for the iPhone. We want to make a standard on the App Store, and with this release Money 4.0 will make this standard of a financial app that combines most elegant design and high productivity, matching the best Apple’s idea of making new technologies visually appealing.
Once again, Money 4.0 is still not released, but if you buy the current edition of Money, you will update free to Money 4.0. We are still running a New Year discount by the way.
You can try a completely Free version, but please note that all these new elegant features will appear in the Free version only after Apple makes the Paid version available. So… you may trust 200.000 customers who use Money, buy it today, and enjoy the superior Gold application immediately after it appears on the App Store.







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